As the crypto industry matures, much focus remains on regulation, custody, and scalability. But in 2025, the biggest barrier to adoption isn’t policy — it’s user experience. Crypto’s interfaces are still too complex for everyday users. From managing seed phrases to deciphering blockchain transactions, onboarding feels more like navigating a maze than joining a financial revolution. Wallets remain fragmented, unintuitive, and feel risky.

WAIT

I studied various sources, research papers, and general genz consensus, and I have analyzed them and found the 3 Major gaps that should be addressed

1 → Perception of Cryptocurrency in the masses

• Notice that the first four major categories almost 40% of the Market, which do not know enough, or it seems so complicated when they do get to know that they give up and move on

• Trust and Fraud are the next big takeaways. These can be solved only by mass adoption if more people use and indulge in using cryptocurrencies like their friends, peers, family, etc, and experience firsthand for themselves that it is trustworthy and the chances of fraud are less

• Another Common Perception is that cryptocurrency is only a source of investment and not indulgence. To support my point about increasing trust, we must change the perception of crypto being a financial investment, it being currency that facilitates indulgence and consumption

---

2 → UX of Crypto Software and Mobile Wallets

• About 43 users in a surveyed group found cryptocurrency transactions rather hard to use, with difficulties in transfer processes, buying/selling, and exchanges. Meanwhile, 56 were neutral, and 55 found it relatively easy, showing a split in user comfort level

• WALLET JUGGLERS → Crypto Users Juggle Multiple Wallets as Complexity Rises 16%, However, 62% of crypto users reported using at least two different wallets in the past three months, up from 45% in 2024, reflecting fragmentation and complexity in wallet management

  

• Wallets are crucial to increase crypto transactions, but wallets remain fragmented and unintuitive, making everyday use cumbersome and risky, which hinders mainstream adoption

---

3 → Regulation vs UX: Bigger obstacle?

• Merchant adoption is growing but uneven: 46% of merchants accept cryptocurrencies, led by large retailers (85% acceptance among those with $ 1 B+ online sales), while only 23% of mid-sized retailers have adopted crypto payments

• Consumer interest is rising, with 23% of consumers holding cryptocurrencies in 2025, up from 16% the previous year, reflecting growing trust and interest not just for investment but also for transactions

• Merchant Adoption vs Consumer Interest Gap, as shown in the above findings, regulations from various governments and the adoption of various merchants are happening at a rapid rate compared to the user adoption rate. THIS IS THE HUGE GAP WHICH IS TO BE FILLED BY CREATING A FINE USER EXPERIENCE

The question is simple: Can crypto be both intuitive, have a simple use case for users to get started in the ecosystem, and provide great UX to increase consumption growth, or will it continue to be a space and futuristic designed only for the technically proficient? The answer will determine whether crypto achieves its promise of finance

---

OBAMA DROPPED THE MIC, BUT THE STORY DOESN’T END HERE. THESE WERE JUST THE USER EXPERIENCE ISSUES. AS A PRODUCT / UX DESIGNER, I WILL BE CREATING A MOBILE APPLICATION WHICH ADDRESSES AND ATTEMPTS TO FIX THESE USER EXPERIENCE ISSUES. HERE IS A LITTLE HINT FOR THE PRODUCT INSPIRATIONS

STAY TUNED, BYEEEEEEEEEEEEEEEEEEEEE

Sources

• https://www.ainvest.com/news/crypto-users-juggle-multiple-wallets-complexity-rises-16-2505/

• https://www.coindesk.com/opinion/2025/04/12/crypto-s-biggest-barrier-to-adoption-it-s-not-regulation-it-s-ux

• https://www.scirj.org/papers-0824/scirj-P0824993.pdf

• https://patentpc.com/blog/crypto-wallet-adoption-how-many-holders-by-region

• https://rif.technology/content-hub/crypto-entry-barriers/