Kiwi credit card

Let’s break this down: the kiwi credit card adds a credit line right into your UPI wallet. In this Kiwi Credit Card review, you’ll see how it turns your UPI app into a mini digital loan tool. No plastic card, no extra apps—just instant credit when you tap “Credit on UPI” at checkout.

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Why the kiwi credit card stands out

Here’s how kiwi credit card works in simple steps:

• Quick Setup
  Tap “Credit on UPI” in your app, enter name, PAN, and address.

• Instant Approval
  Kiwi checks CIBIL (720+ required) and income (₹3 lakh+ per year) in seconds.

• Virtual Rupay Card
  Use the card at any UPI merchant without waiting for plastic.

• Flexible Payments
  Switch between wallet balance or credit in one tap.

This NPCI‑certified service keeps your UPI payments secure and smooth.

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Top Kiwi Credit Card benefits

These Kiwi Credit Card benefits make every spend count:

• Up to 5% Cashback

  • 2% on all UPI transactions.

  • 0.5% on online shopping.

  • 3% once you cross ₹50,000 yearly.

  • 4% after ₹100,000.

  • 5% at ₹150,000+ spend.

• Lifetime‑Free Card
  No joining or annual fees—ever.

• Free Lounge Access

  • Spend ₹50k → 1 pass.

  • Spend ₹100k → 2 passes.

  • Spend ₹150k → 3 passes.

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How to Kiwi Credit Card apply online

Follow these simple steps to Kiwi Credit Card apply online:

1. Open UPI App & select “Credit on UPI.”

2. Complete KYC by sharing PAN and address.

3. Link a Bank Account for auto‑pay.

4. Get Approval—usually in seconds.

5. Start Using your virtual Rupay card right away.

No forms, no paperwork—just instant credit in your pocket.

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FAQ

Q: Is the kiwi credit card safe?
A: Yes. It uses UPI encryption and Rupay’s secure network to protect every transaction.

Q: How do I Kiwi Credit Card apply online?
A: As our Kiwi Credit Card review shows, open your UPI app, tap “Credit on UPI,” fill in details, and you’re approved in seconds.

Q: What are the Kiwi Credit Card benefits?
A: Enjoy up to 5% cashback, free domestic lounge passes, and a lifetime‑free virtual card.

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Conclusion

Our Kiwi Credit Card review proves the kiwi credit card is a simple, AI‑free way to get credit inside UPI. With top Kiwi Credit Card benefits like up to 5% cashback and free lounge access—and an easy path to Kiwi Credit Card apply online—it’s a smart step for hassle‑free digital lending. Ready to try? Open your UPI app and unlock instant credit with the kiwi credit card today!