Worried About Your Legacy? A Will Can Provide Peace of Mind

Thinking about the future is never easy, especially when it involves planning for a time when you may not be around. But it’s one of the most responsible and caring things you can do for your loved ones. Making a will ensures that your assets, wishes, and responsibilities are handled exactly the way you intend.

In the UAE, where expats and locals coexist under diverse legal systems, will writing is particularly important. If you pass away without a valid will, your estate may be distributed according to local Sharia laws—even if that’s not your personal or religious preference. This can lead to disputes, confusion, and emotional distress for your family.

Let’s explore how creating a will can give you peace of mind and legal protection.

What Is a Will?

A will is a legal document that outlines your wishes regarding:

• Distribution of assets and property

• Guardianship of minor children

• Management of debts or financial obligations

• Charitable donations or special instructions

It becomes legally enforceable after your death and acts as your voice when you can no longer express your intentions.

Why Is Will Writing So Important in the UAE?

In the UAE, expats and residents come from various legal and cultural backgrounds. The default succession laws here follow Sharia principles unless a legally registered will exists. Without a will:

• Non-Muslim assets might be divided under Sharia law, which may not align with their wishes

• The surviving spouse may not automatically inherit everything

• Minor children may face guardianship decisions made by the court

• The probate process can become lengthy and complicated

Will writing ensures that your estate is handled the way you want—not how the legal system assumes you would want.

Key Benefits of Making a Will

Control Over Your Assets

Making a will gives you full control over who gets what. Whether it’s property, bank accounts, or sentimental items, your will ensures your possessions go to the right people.

Appointing Guardians for Your Children

If you have minor children, a will lets you appoint guardians. This is critical to prevent court-appointed guardians who may not align with your values or wishes.

Minimizing Family Disputes

A clear will reduces the risk of conflicts among surviving family members. It sets clear boundaries and avoids misunderstandings.

Faster Probate Process

With a will, the court process is usually quicker and more efficient. It streamlines asset distribution and saves your family from bureaucratic delays.

Peace of Mind

Knowing your affairs are in order brings emotional relief to you and your family. It's a loving act that speaks even after you're gone.

Types of Wills in the UAE

1. DIFC Will (Dubai International Financial Centre)

• Suitable for non-Muslims with assets in Dubai or Ras Al Khaimah

• Offers full control over asset distribution and guardianship

• Registered under the DIFC Wills and Probate Registry

2. Abu Dhabi Non-Muslim Will

• Available under the Abu Dhabi Judicial Department (ADJD)

• Covers assets and guardianship across all emirates

• Recognized by the federal court system

3. Muslim Will under Sharia Law

• Allows a Muslim individual to allocate up to one-third of their estate to non-heirs

• The remaining two-thirds are distributed as per Sharia inheritance rules

What Happens If You Don’t Have a Will in the UAE?

If you pass away without a will:

• Your estate may be frozen temporarily

• Bank accounts (even joint ones) may be locked

• Real estate and assets could be distributed under Sharia law

• Guardianship of children will be determined by the court

• Family members may face months (or years) of legal battles

That’s why will writing is not just an option—it’s a necessity for every adult in the UAE, especially expats.

How to Start Making a Will

1. Assess Your Assets

• Property, vehicles, jewelry, savings, insurance policies, business shares

2. Decide on Beneficiaries

• Who should inherit what? How should assets be divided?

3. Choose an Executor

• This person ensures your wishes are followed

4. Appoint Guardians (if applicable)

• Decide who will take care of your children

5. Hire a Legal Consultant

• Consult a lawyer experienced in will writing in the UAE to ensure validity

6. Register the Will

• DIFC WPR or ADJD for legal enforceability

When Should You Update a Will?

Life changes often—your will should too. Update your will after:

• Marriage or divorce

• Birth of a child

• Death of a beneficiary

• Change in financial status

• Moving to or from the UAE

Common Myths About Will Writing

❌ “I’m too young to make a will.”
✅ If you have assets or dependents, age doesn’t matter.

❌ “I don’t own enough to justify a will.”
✅ Even a bank account or car is worth protecting.

❌ “Wills are only for the wealthy.”
✅ Peace of mind is for everyone—not just millionaires.

Conclusion

Your legacy is more than just your wealth—it’s your responsibility to those you care about. By making a will, you're taking a vital step in protecting your loved ones, your assets, and your final wishes.

Whether you’re an expat or a long-time resident in the UAE, the time to act is now. Seek help from legal professionals who specialize in will writing and ensure that your legacy lives on—exactly as you intend.

Because in the end, peace of mind isn’t just a feeling—it’s a plan.