Verified,, Digital Banking With Chime Accounts: Secure & Simple

Verified Digital Banking With Chime Accounts: Secure & Simple

Digital banking is transforming how we handle our money. Chime accounts offer a verified, seamless experience.

In today's fast-paced world, managing finances online is crucial. Chime is one of the leaders in digital banking, offering services that simplify money management. With a Chime account, you enjoy a user-friendly platform designed for easy access. This digital bank provides various features that cater to modern needs.

✅ ✅ ✅

For more information, feel free to reach out to us anytime:

24/7 Customer Support

➤Email: pvastoreit@gmail.com

➤Telegram:@pvastoreit

➤WhatsApp: +1 (682) 239-0175

➤More:https://pvastoreit.com/product/buy-verified-chime-bank-accounts/

---------------------------------------------

From direct deposits to instant notifications, Chime ensures you stay informed about your finances. Security is a top priority, making transactions safe and reliable. Verified digital banking with Chime means no hidden fees and easy account management. Explore how Chime can enhance your financial experience, offering a straightforward approach to banking in the digital age.

Introduction To Chime

In today's fast-paced digital world, managing your finances shouldn't be a hassle. That's where Chime comes in, offering a streamlined digital banking experience tailored to your needs. Whether you're tired of traditional banks or simply looking for a more flexible way to handle your money, Chime might just be the solution you've been searching for.

What Is Chime?

Chime is a modern banking platform designed to simplify the way you manage your money. It offers a suite of services, including checking accounts, savings accounts, and more, all accessible right from your smartphone.

Unlike traditional banks, Chime doesn’t charge monthly fees or require minimum balances. This means you can keep more of your hard-earned money where it belongs—in your account.

Chime also provides early direct deposit, allowing you to access your paycheck up to two days earlier than many other banks. Imagine the convenience of having your funds available before the weekend starts.

Why Choose Chime?

Choosing Chime isn't just about avoiding fees; it's about embracing a user-friendly banking experience. The app is intuitive, making it easy for you to track your spending and savings without any complicated jargon.

Security is a top priority for Chime. With features like instant transaction alerts and freeze card options, you have peace of mind knowing that your account is protected. It's like having a vigilant guardian watching over your finances.

One of the standout features is the automatic savings tool. With each transaction, Chime rounds up the amount and transfers the difference to your savings account. It’s a simple yet effective way to boost your savings without even thinking about it.

Have you ever found yourself stuck in a long line at the bank, wondering why everything takes so long? With Chime, you can manage your accounts anytime, anywhere, freeing up your time for things you actually enjoy.

So, why stick with outdated banking methods when you have the option to switch to something more efficient? Consider the benefits Chime offers and how it can transform your financial management into something hassle-free and rewarding.

Digital Banking Revolution

Chime offers verified digital banking, enhancing security and ease in managing finances online. Users enjoy seamless access to their accounts, facilitating everyday transactions. With Chime, digital banking becomes straightforward and secure, ensuring peace of mind for users.

The digital banking revolution is reshaping how we manage our finances, offering more convenience and control than ever before. With the rise of platforms like Chime, verified digital banking is becoming a pivotal part of our everyday lives. This shift is not just about transferring money or checking balances; it's about a whole new approach to banking that empowers you to take charge of your financial future.

Evolution Of Banking

Banking has come a long way from the days of long queues and paper checks. A few decades ago, visiting a physical bank was the only way to handle your finances. Today, digital banking allows you to manage your money from anywhere in the world, anytime you want. This evolution offers flexibility that traditional banking simply can't match. Remember the last time you needed to transfer funds urgently but couldn't make it to the bank on time? With digital banking, those days are over, as you can handle all transactions from your smartphone.

Impact Of Technology

Technology has transformed digital banking into a seamless experience. Innovations like mobile apps and instant notifications keep you informed about your financial status in real time. Have you ever noticed how easy it is to track your spending or set up savings goals with just a few taps? Moreover, technology enhances security, ensuring your money and personal information are safe. Chime, for instance, offers features like two-factor authentication and instant transaction alerts. How secure do you feel knowing your bank account is always protected by the latest tech advancements? In this digital age, technology not only makes banking easier but also more secure and efficient. As we continue to integrate these tools into our daily lives, the question remains: How will you take advantage of this digital banking revolution to enhance your financial well-being?

Security Features Of Chime

Chime offers reliable digital banking with top-notch security features. Your financial safety is their priority. They use advanced technology to protect your account and personal data. Let's delve into the key security measures Chime employs.

Encryption Techniques

Chime uses powerful encryption to safeguard your information. This technology turns data into unreadable codes. Only authorized users can decode it. This keeps your transactions private and secure. Encryption acts as a digital lock for your data.

Two-factor Authentication

Chime employs two-factor authentication for extra security. This feature requires two forms of identification. First, your password. Second, a code sent to your phone. It ensures that only you access your account. This adds an additional layer of protection.

Opening A Chime Account

Opening a Chime account is a straightforward process. It's designed to be user-friendly and accessible. You get access to digital banking benefits without the hassle. Chime offers simplicity and convenience. Their application process reflects this philosophy. Whether you're tech-savvy or new to online banking, Chime makes it easy for everyone. Let's explore the steps and requirements for opening a Chime account.

✅ ✅ ✅

For more information, feel free to reach out to us anytime:

24/7 Customer Support

➤Email: pvastoreit@gmail.com

➤Telegram:@pvastoreit

➤WhatsApp: +1 (682) 239-0175

➤More:https://pvastoreit.com/product/buy-verified-chime-bank-accounts/

---------------------------------------------

Steps To Open An Account

To start, visit the Chime website or download the app. Click on the "Get Started" button. Enter your email and create a password. Follow the prompts to provide personal details. This includes your name, address, and birth date. Next, verify your identity with your Social Security number. Finally, review and submit your application. Approval is usually quick and seamless.

Eligibility Criteria

To open a Chime account, you must be at least 18 years old. You need a valid Social Security number. A U.S. mailing address is required. Internet access is essential for account management. Ensure your personal information is accurate. This helps in smooth processing and verification. Meeting these criteria allows you to join Chime's growing community.

Benefits Of Chime Accounts

Chime accounts offer a range of benefits for digital banking users. With a focus on transparency and ease, these accounts cater to modern banking needs. Users can enjoy efficient banking without the stress of hidden costs or complicated processes. Discover the key advantages that make Chime a standout choice in digital banking.

No Hidden Fees

Chime accounts are free from hidden fees. Many traditional banks surprise users with unexpected charges. Chime eliminates this worry. Account holders enjoy a transparent fee structure. No monthly maintenance fees. No minimum balance fees. This approach lets users manage their finances without financial surprises.

Automatic Savings

Saving money can be challenging. Chime makes it easier with automatic savings features. Users can set up automatic transfers. A percentage of each paycheck goes directly into savings. This feature helps build savings without extra effort. Automatic savings enable users to grow their funds consistently and effortlessly.

Mobile App Functionality

The digital age has transformed banking, making it more accessible and convenient than ever before. With Chime's verified digital banking, you get a seamless mobile app experience that puts financial control right at your fingertips. Let's dive into some key aspects of Chime's mobile app functionality that make managing your money a breeze.

User-friendly Interface

Chime's app design is clean and intuitive, ensuring you find what you need without any hassle. The dashboard is straightforward, showing your balance and recent transactions clearly. Even if you're not tech-savvy, you'll feel confident navigating the app.

Have you ever felt overwhelmed by complicated banking apps? With Chime, those days are over. The simplicity of the app means more time focusing on your finances and less time figuring out where everything is.

Real-time Notifications

Chime keeps you informed with real-time notifications, so you're always aware of your account activity. Whether it's a deposit, withdrawal, or transaction, you'll get instant updates. This feature helps you stay on top of your finances without constantly checking your account.

Imagine knowing the moment your paycheck hits your account. With Chime, that’s possible. Real-time alerts give you peace of mind and help prevent unauthorized transactions before they become a problem.

How often do you find yourself second-guessing whether a bill was paid? Chime's notifications remove that uncertainty, ensuring you're never caught off guard.

Chime's Customer Support

Chime's customer support stands out for its reliability and accessibility. Account holders often seek assistance for various banking needs, and Chime ensures they receive prompt help. Chime focuses on creating a seamless experience for its users, minimizing stress and confusion. Let's delve deeper into how Chime supports its customers effectively.

24/7 Assistance

Chime offers round-the-clock support, ensuring users get help anytime. This continuous availability is crucial for handling urgent banking needs. Many customers appreciate not having to wait for business hours. This commitment to 24/7 service builds trust and satisfaction. Whether it's a small query or a major concern, help is just a call or message away.

Resolving Issues

Chime excels in resolving issues efficiently. Their support team quickly addresses problems, reducing user frustration. Every complaint is handled with care, reflecting their dedication to customer service. Users find solutions without unnecessary delays. This proactive approach helps maintain smooth banking experiences. Chime prioritizes clear communication, making sure users understand the resolutions offered.

Managing Transactions

Managing transactions can be a daunting task for many. With Chime, it becomes straightforward. Their verified digital banking services offer tools that simplify financial management. Whether it's tracking expenses or making instant transfers, Chime makes it easy.

Tracking Expenses

Keeping track of expenses is crucial. Chime provides a user-friendly platform for this. Each transaction is logged in real-time. You can quickly see where your money goes. Daily summaries help identify spending patterns. This insight helps in budgeting effectively.

Instant Transfers

Need to transfer money quickly? Chime offers instant transfers. This feature ensures funds reach the destination fast. No waiting for days to access money. It's secure and reliable. You can send money to friends or pay bills instantly. Convenience at your fingertips.

Chime And Financial Literacy

Chime is not just a digital banking platform; it's a gateway to enhancing your financial literacy. With its user-friendly interface and educational tools, Chime empowers you to take control of your finances. Imagine having a bank that not only safeguards your money but also teaches you how to grow it wisely. Let's dive into how Chime can be your partner in financial education.

Educational Resources

Chime provides a wealth of educational resources designed to boost your financial knowledge. These resources cover topics like saving strategies, understanding credit scores, and managing debt. You can access articles, videos, and quizzes right from your account. This hands-on learning approach helps you make informed financial decisions. What if you could learn about investing while waiting for your morning coffee? With Chime, it’s possible.

Budgeting Tools

One of the standout features of Chime is its budgeting tools. These tools allow you to track your spending effortlessly. You can set budgets for various categories like groceries, entertainment, and transportation. Visual graphs and alerts help you stay on track. Imagine receiving a notification when you're close to exceeding your monthly entertainment budget. Wouldn't that make budgeting a breeze?

Chime also offers automatic savings options. You can round up transactions to the nearest dollar and save the difference. This simple trick adds up over time, allowing you to build a financial cushion without even noticing. Have you ever wondered how much you could save just by tweaking small habits?

By leveraging these educational resources and budgeting tools, Chime turns the complex world of finance into something you can easily navigate. So, why not take advantage of these features today? Your journey to financial literacy awaits.

Comparing Chime With Traditional Banks

Chime's digital banking experience offers a fresh alternative to traditional banks. It provides services that cater to modern banking needs, often outshining conventional methods. This comparison highlights key differences in fee structure and service accessibility.

Fee Structure

Traditional banks often have multiple fees. Account maintenance and overdraft charges are common. Chime eliminates most of these fees. No monthly maintenance fees. No overdraft fees. Chime's fee transparency appeals to many users.

Service Accessibility

Accessing services with traditional banks can be restrictive. Limited branch hours and locations can be inconvenient. Chime offers 24/7 accessibility through its app. Users can manage finances anytime, anywhere. This flexibility suits today’s fast-paced lifestyle.

Chime's Impact On Personal Finance

Chime has gained significant attention for its impact on personal finance. Its user-friendly approach makes managing money easier and more accessible. By offering innovative features, Chime empowers users to take control of their finances. This digital banking service is reshaping how people manage savings and credit.

Improving Savings Habits

Chime's automatic savings feature simplifies saving money. Users can set aside a portion of their paycheck effortlessly. This helps develop consistent savings habits without extra effort. Round-up transactions add small amounts to savings, which accumulate over time. Users find these small savings make a big difference.

Notifications and summaries keep users informed of their progress. Seeing growth encourages further saving. Visual aids help users track their financial goals. This approach makes saving money less daunting. Chime's tools are designed to foster better financial habits.

Enhancing Credit Scores

Chime offers a straightforward way to build credit. The Credit Builder card is easy to use and accessible. Users can improve their credit scores with everyday purchases. There's no credit check required to start. Payments are reported to major credit bureaus.

Timely payments boost credit scores over time. Users gain confidence in managing credit responsibly. This helps open doors to better financial opportunities. Understanding credit becomes less intimidating. With Chime, building credit is simple and rewarding.

Chime's Eco-friendly Initiatives

Chime is not just about digital banking. It's also about being eco-friendly. With a focus on sustainability, Chime is reducing its carbon footprint. One way Chime achieves this is through its eco-friendly initiatives. These initiatives help save the planet while managing your finances.

Digital Statements

Chime offers digital statements. These replace traditional paper statements. Digital statements are easy to access online. They save paper and reduce waste. With Chime, you can view your statements anytime. This makes banking more convenient and environmentally friendly.

Paperless Transactions

Chime supports paperless transactions. This means less paper is used. Paperless transactions help cut down on physical receipts. Everything is stored digitally, which is more secure. It also means fewer trees are cut down. Chime's paperless approach supports a greener planet.

Future Of Digital Banking

The future of digital banking is shaping up to be exciting. As technology advances, banking becomes more accessible and efficient. Chime is leading the way in verified digital banking. It offers users convenience and security. These features are crucial in today's fast-paced world.

Innovations On The Horizon

Digital banking will see many new innovations. Artificial intelligence will play a big role. AI can help with personalized banking experiences. It can also assist with financial advice. Blockchain technology will enhance transaction transparency. This means safer and faster transactions. Mobile banking apps will become even more user-friendly. They'll offer more features and easier navigation.

Increasing Security Measures

Security is a top concern for digital banking. Chime is investing in advanced security measures. Biometric authentication is becoming popular. It uses fingerprints or facial recognition. This makes unauthorized access difficult. Encryption technology protects sensitive information. It ensures data remains private and secure. Constant updates keep security protocols current. This prevents potential threats and vulnerabilities.

Testimonials From Chime Users

Chime has become a popular choice for digital banking. Its user-friendly interface and efficient service attract many users. Listening to real experiences can offer insights into its performance. Chime users share their personal stories, highlighting both positive aspects and areas for improvement. These testimonials provide a comprehensive view of Chime's impact on everyday banking.

Positive Experiences

Many users praise Chime's ease of use. Opening an account is simple and quick. The intuitive app makes managing finances straightforward. Real-time notifications help users track spending. Direct deposit gets funds early, a feature users appreciate. No hidden fees is another highlight. Customers love the transparency. The automated savings feature helps users save effortlessly. Overall, Chime provides a seamless banking experience.

Areas For Improvement

While many enjoy Chime, some face challenges. Customer support can be slow at times. This can cause frustration during urgent issues. Few users experience app glitches. These disruptions affect account access. Some suggest more advanced budgeting tools. They feel current options are limited. Others desire more physical ATM locations. Despite these areas, most find Chime valuable for everyday banking.

Chime And Small Business Banking

Chime offers a fresh approach to small business banking. Its digital-first system is easy to use. It caters to entrepreneurs seeking simplicity. Chime accounts focus on efficiency and accessibility. They provide verified digital banking services that meet modern needs. Entrepreneurs can manage finances without the hassle. Chime supports small businesses with features tailored to their growth.

Business Account Features

Chime accounts include features ideal for small businesses. Real-time alerts help track expenses. Automatic savings tools aid in financial planning. Fee-free checking accounts reduce overhead costs. Chime simplifies banking with user-friendly apps. Business owners find managing finances less stressful. The digital platform is intuitive for all users.

Transaction Management

Efficient transaction management is crucial for small businesses. Chime offers streamlined processes for business transactions. Instant notifications keep owners informed of account activity. Seamless integration with accounting software enhances productivity. Business owners monitor cash flow with ease. Chime's digital banking minimizes transaction errors. This reliability supports business growth.

Chime's Partnerships And Collaborations

Chime's partnerships enhance secure digital banking with verified accounts. Collaborations focus on seamless user experiences and robust security measures. These efforts ensure straightforward access to digital banking, promoting trust and reliability for every Chime account holder.

In the ever-evolving world of digital banking, Chime has carved out a unique space by leveraging strategic partnerships and collaborations. These collaborations aren't just about expanding reach; they're about enhancing the services that Chime offers to its users. By aligning with the right partners, Chime ensures that you, the customer, receive a seamless and enriched banking experience.

Strategic Alliances

Chime has forged strategic alliances with some of the most trusted names in the financial industry. These relationships are not just about business; they are about building trust with you. By partnering with reputable institutions, Chime ensures its services remain secure and efficient. Consider Chime's collaboration with Visa. This partnership allows Chime to offer you a debit card with global acceptance and robust security features. It’s not just a card; it’s your gateway to a world of convenience and safety. Chime also works closely with banks that provide FDIC insurance, offering you peace of mind knowing your money is protected. Have you ever wondered how Chime manages to keep fees low and access high? It's all about choosing the right partners who share their vision of hassle-free banking.

Enhancing Services

Through its collaborations, Chime continually enhances the services it offers, making your banking experience smoother and more intuitive. These enhancements are designed with you in mind, focusing on what truly makes a difference in daily banking. For instance, Chime's partnership with financial technology innovators allows you to enjoy features like early direct deposit. Imagine getting access to your paycheck two days earlier than traditional banks. This isn't just a perk; it's a game-changer for managing cash flow and planning expenses. Chime also integrates with various apps and services to help you track spending and save effortlessly. Have you ever used a feature that rounds up purchases to save the change? This is possible because of Chime’s collaborations with tech companies that specialize in personal finance tools. What other services could Chime enhance through future partnerships? The possibilities are endless, and as a user, you stand to benefit the most from these continuous improvements.

Overcoming Common Challenges

Verified digital banking with Chime accounts offers convenience and security. Yet, users often face several challenges. Understanding these common challenges and ways to overcome them can improve user experience significantly. Let's explore some of these challenges.

Technical Glitches

Technical glitches can disrupt digital banking. Sometimes, users face app crashes or slow loading times. These issues can cause frustration. Regular updates help fix bugs and improve performance. Ensuring your device's software is up to date can also help. Contacting customer support can provide solutions if problems persist.

Customer Concerns

Customer concerns about security are common in digital banking. Many worry about data breaches or unauthorized access. Chime uses encryption to protect user information. Verifying account activity regularly can provide peace of mind. Setting up alerts for transactions can help monitor account activities.

Chime's Role In Financial Inclusion

Chime offers verified digital banking, helping individuals access essential financial services easily. It promotes financial inclusion by providing secure accounts without monthly fees. Users can manage their finances through a simple app, fostering financial empowerment.

Chime's Role in Financial Inclusion Chime is transforming the financial landscape by making banking accessible and equitable for everyone. This digital bank eliminates the hurdles that traditional banks often put up, offering a streamlined, user-friendly experience. With no hidden fees and the convenience of mobile banking, Chime is paving the way for financial inclusion.

Access For Underserved Communities

For many underserved communities, traditional banking can seem like an unreachable luxury. High fees, credit checks, and complex requirements often deter people from opening accounts. Chime changes this narrative by offering accounts without hidden fees or minimum balance requirements. Imagine living in a neighborhood where the nearest bank is miles away, and you don’t own a car. With Chime, all you need is a smartphone. This means you can manage your finances right from your home, breaking down barriers that keep many from accessing banking services. Chime also provides early access to direct deposits, helping you manage your cash flow more effectively. This service can be a game-changer if you’re living paycheck to paycheck. It's about time banking catered to your needs, not the other way around.

Promoting Equality

Chime is not just about convenience; it's about promoting financial equality. Everyone deserves the right to manage their money without unnecessary obstacles. By removing credit checks and offering fee-free overdraft protection, Chime levels the playing field. Consider the stress of unexpected expenses. Traditional banks might charge hefty fees, but Chime's approach is more forgiving. Their SpotMe feature allows you to overdraft up to a certain limit without penalties, giving you breathing room when you need it most. What if financial services were designed to empower rather than restrict? Chime is answering that question by fostering an environment where everyone has equal opportunities to thrive financially. You deserve a banking system that supports your journey, not one that hinders it.

Tips For Maximizing Chime Benefits

Chime accounts offer a convenient way to manage your finances. They come with many features designed to help you save and budget better. Understanding how to use these features can increase the value you get from your Chime account. Here are some tips to make the most of Chime's benefits.

✅ ✅ ✅

For more information, feel free to reach out to us anytime:

24/7 Customer Support

➤Email: pvastoreit@gmail.com

➤Telegram:@pvastoreit

➤WhatsApp: +1 (682) 239-0175

➤More:https://pvastoreit.com/product/buy-verified-chime-bank-accounts/

---------------------------------------------

Smart Savings Strategies

Set up automatic savings with Chime's "Save When You Get Paid" feature. Allocate a portion of each paycheck to your savings account. This helps you build savings without thinking about it. Use the "Round-Up" feature to save spare change. Each purchase rounds up to the nearest dollar, saving the difference. These small amounts add up over time.

Effective Budgeting

Keep track of your spending with Chime's real-time alerts. This helps you understand where your money goes. Set spending limits to avoid overspending. Chime's app lets you categorize expenses easily. Analyze these categories to find areas for improvement. Use this data to create a realistic budget. Stick to your budget to reach your financial goals.

Conclusion: Secure And Simple Banking

In the fast-paced world of digital banking, Chime offers a seamless experience that prioritizes both security and simplicity. As you navigate through the features of a Chime account, you find that it's designed to be user-friendly and robust. This combination makes managing your finances less of a chore and more of a routine you can trust.

Summarizing Key Points

Chime has built a reputation for offering verified digital banking services that streamline your financial life. With features like instant transaction notifications and fee-free overdraft protection, Chime empowers you to stay on top of your finances without hidden charges. The user-friendly app interface ensures that even those new to digital banking can easily manage their accounts.

Security remains a top priority for Chime, offering encryption to protect your data. This means you can bank on the go without worrying about safety. The simplicity of the app allows quick access to features that matter most, like direct deposits and saving accounts, helping you to focus on your financial goals.

Looking Ahead

What does the future hold for digital banking with Chime? Expect more features that enhance user experience and tighten security. Imagine having even more control over your finances with innovative tools designed to simplify budgeting and saving.

As technology evolves, Chime is poised to integrate new advancements that keep your banking secure and simple. Could your financial management become even more intuitive? The journey with Chime suggests it can.

Picture yourself effortlessly managing your accounts with features that anticipate your needs. This is not just wishful thinking; Chime's continued commitment to improvement means that secure and simple banking is not just an option, but a guarantee.

Frequently Asked Questions

Is Chime A Verified Bank?

Chime is not a traditional bank. It operates as a financial technology company. Banking services are provided by The Bancorp Bank, N. A. Or Stride Bank, N. A. , which are FDIC insured. Chime offers modern banking solutions without physical branches.

Always verify bank details for security.

What Online Bank Works With Chime?

Chime works seamlessly with major banks like Wells Fargo, Bank of America, and Chase. It supports direct deposits and bank transfers. Chime users can also link their accounts with popular financial apps like Venmo and PayPal. Always ensure compatibility by checking with your bank or app provider.

Is Chime Bank A Digital Bank?

Yes, Chime is a digital bank offering financial services through a mobile app. It provides checking accounts, savings accounts, and debit cards. Chime operates without physical branches, allowing users to manage finances online. It focuses on simplicity, accessibility, and low fees, making banking convenient for its customers.

Does Chime Count As A Real Bank Account?

Chime operates as a financial technology company, not a traditional bank. It partners with banks like The Bancorp Bank and Stride Bank, N. A. , which provide banking services. Users receive a Chime account that functions similarly to a standard bank account, offering features like direct deposit and a debit card.

Conclusion

Chime offers a fresh way to manage your money online. Easy setup. Secure transactions. No monthly fees. These features make digital banking straightforward. Helpful for people who want simple solutions. Chime's user-friendly platform keeps things clear. Managing finances becomes less stressful.

You focus on what matters most. Peace of mind. Security. Convenience. Trust Chime to handle your banking needs. Your finances, simplified. Start today and enjoy the benefits of verified digital banking with Chime. Discover how simple banking can be. Make the switch to Chime and experience the difference.

0
Subscribe to my newsletter

Read articles from Buy Verified Chime Bank Accounts directly inside your inbox. Subscribe to the newsletter, and don't miss out.

Written by

Buy Verified Chime Bank Accounts
Buy Verified Chime Bank Accounts

For more information, feel free to reach out to us anytime: 24/7 Customer Support ➤Email: pvastoreit@gmail.com ➤Telegram:@pvastoreit ➤WhatsApp: +1 (682) 239-0175 ➤More:https://pvastoreit.com/product/buy-verified-chime-bank-accounts/