đź’ł A Step-by-Step Guide to Creating Payment Links with Modem Pay

Caleb OkparaCaleb Okpara
2 min read

In Gambia, setting up a way to accept payments online has always felt harder than it should. With Modem Pay, we’re changing that, so no code is required.

Whether you're a vendor, freelancer, event organizer, school, or business owner, you can now generate simple, shareable payment links that let you accept mobile money with ease.

Here’s exactly how to do it 👇


  1. Log in to your Modem Pay dashboard
    Head to modempay.com and log in to your merchant account.

  2. Click on “Payment Links” in the sidebar
    This is where all your links will live.

  3. Click “New Payment Link.”
    You’ll be prompted to choose a link type:

    • One-Time Payment

    • Donations

    • Subscription

For this guide, we’re selecting One-Time Payment.

  1. Set the Title and Description
    This is what your customer sees. Make it clear and relevant.
    Example: “Pay for your school uniform”

  2. Enter the amount (or leave it blank)

    • Enter a fixed amount if you're charging for a specific service.

    • Leave it blank to allow the customer to enter any amount they want (useful for donations or flexible pricing).


⚙️ Advanced Settings (Optional but Powerful)

Modem Pay gives you full control with these extras:

  • Redirect URL
    Want to send users to your website or WhatsApp after payment? Just paste your URL here.

  • Minimum Payable Amount
    If you allow flexible payments but want to enforce a minimum (e.g., D50), enter it here.

  • Custom Fields
    Want to collect extra info? Add fields like:

    • Name

    • Email

    • Student ID

    • Address
      Perfect for schools, service providers, and ticket sales.

  • Notification Channels
    Want multiple people notified when a payment happens?
    Enter their emails here. You’ll receive real-time alerts. (Note: Email is the only supported channel for now.)


✅ That’s It!

Click Create, and your payment link is ready.

Now you can:

  • Share the link via WhatsApp, SMS, or your website

  • Get paid instantly via QMoney, AfriMoney, or Wave

  • Track every transaction inside your Modem Pay dashboard

No code. No friction. Just a simple way to get paid.


For many Gambian businesses, asking a customer to “send money to this number” creates confusion and lacks professionalism. With Modem Pay:

  • You create clear, trusted payment flows

  • You control how much to charge

  • You collect structured data from every customer

  • You get real-time notifications

It’s modern. It’s simple. And it’s built for Gambian businesses.


Start creating your first payment link today → modempay.com

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Written by

Caleb Okpara
Caleb Okpara

I build stuff, fix stuff, and make sure payments actually work. Mostly coding, sometimes dealing with servers, and occasionally pretending to be a business guy.