Simple Step-by-Step ITR Filing Guide for NRIs – FY 2024–25

Filing your Income Tax Return (ITR) in India as a Non-Resident Indian (NRI) doesn’t have to be complicated. With the right guidance and preparation, you can ensure timely, accurate, and hassle-free compliance with Indian tax laws. This step-by-step guide for the Financial Year 2024–25 (Assessment Year 2025–26) is designed to simplify the process for NRIs and help you avoid common pitfalls.

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✅ Step 1: Determine Your Residential Status

Before you start, confirm your residency under the Income Tax Act, 1961. You are considered an NRI if:

• You were in India for less than 182 days in FY 2024–25, or

• You were in India for less than 60 days in the financial year and less than 365 days in the previous 4 years.

Your residential status impacts your taxability and the applicable ITR form.

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✅ Step 2: Gather Required Documents

Having all necessary documents ready will speed up and simplify the filing process:

• PAN card

• Aadhaar card (if applicable)

• Passport and visa pages

• NRO/NRE bank account details

• Form 26AS, AIS & TIS (downloaded from the e-filing portal)

• TDS certificates

• Income proofs: rent agreements, capital gains statements, interest/dividend statements

• Details of Indian assets and liabilities (if income exceeds ₹50 lakh)

• Tax Residency Certificate (TRC) and Form 10F (for DTAA relief)

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✅ Step 3: Select the Correct ITR Form

Depending on the nature of your income, choose the correct ITR form:

• ITR-2: For NRIs with income from salary, property, capital gains, or other sources

• ITR-3: For [NRIs with income from business or profession in India

  ](https://www.jsfinancials.in/)

👉 Note: ITR-1 is not applicable for NRIs.

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✅ Step 4: Log In to the Income Tax E-Filing Portal

Visit the official portal: www.incometax.gov.in

• Log in using your PAN or Aadhaar-linked ID

• Go to **‘e-File’ > ‘Income Tax Return’ > ‘File Income Tax Return’

  **

• Choose the correct AY (2025–26), status (individual), and ITR form

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✅ Step 5: Fill in the Return

Enter your details carefully:

• Declare income under the right heads: salary, house property, capital gains, other sources

• Claim TDS credits as per Form 26AS

• Declare any foreign assets if applicable

• Apply for DTAA relief using TRC and Form 10F

• Claim deductions allowed to NRIs (e.g., under Section 80C, 80D, 80G etc.)

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✅ Step 6: Verify and Submit

• Preview the form and verify all figures and entries

• Click ‘Submit’ to file the return

• E-verify your return within 30 days via Aadhaar OTP, Net Banking, or by sending a signed ITR-V to CPC Bangalore

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✅ Step 7: Track Refund or Notices

After filing:

• Track refund status on the e-filing portal or TIN NSDL website

• Keep checking your registered email and portal dashboard for communication or notices from the IT Department

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🔍 Common Mistakes to Avoid

• Declaring incorrect residential status

• Using the wrong ITR form

• Missing or incorrect disclosure of Indian income

• Skipping capital gains or claiming disallowed deductions

• Not e-verifying the return within 30 days

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🧾 Filing Deadline for FY 2024–25 (AY 2025–26)

• July 31, 2025 – For individuals not under audit

• October 31, 2025 – For cases requiring audit

• December 31, 2025 – For belated returns

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🎯 Why Choose JS Financial Services?

At JS Financial Services, we specialize in NRI taxation. From choosing the right ITR form to claiming DTAA benefits and avoiding compliance issues—we ensure smooth and accurate filing.

📞 Call us: +91 73400 02251
🌐 Visit: www.jsfinancials.in📧 Email: info@jsfinancials.in

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✨ Final Words

Tax compliance as an NRI is not just a legal obligation—it’s a smart financial decision. With increasing global scrutiny and automated data tracking by Indian tax authorities, timely and accurate ITR filing ensures peace of mind and smooth financial transactions in India. Let our experts guide you through it—stress-free.