In today’s digital world, applying for a credit card has become easier than ever. Whether you’re looking to build your credit score, enjoy cashbacks, or simply need a reliable payment method, SwipeLoan offers a convenient platform to apply for a credit card directly through your smartphone. Let’s explore how SwipeLoan works, how to apply, and everything you need to know before getting started.

What Is SwipeLoan?

SwipeLoan is a digital platform designed to simplify access to credit. It connects users to multiple lenders, including RBI-registered NBFCs and banks, helping them apply for loans and credit cards with minimal paperwork and quick approvals.

Though it does not directly issue credit cards, SwipeLoan acts as a facilitator—guiding you through eligibility checks and redirecting you to suitable lender platforms to complete the application.

Why Choose SwipeLoan to Apply for a Credit Card?

SwipeLoan provides several key benefits for users looking to apply for a credit card:

Paperless Process: Upload documents digitally—no need to visit a bank.
Quick Eligibility Check: Know if you're eligible in minutes.
Multiple Lender Access: Compare credit card options from various financial institutions.
Smart Dashboard: Track your applications, updates, and offers in one place.

How to Apply for a Credit Card on SwipeLoan

Here’s a step-by-step guide to apply:

Step 1: Download the SwipeLoan App

Visit the Google Play Store and search for SwipeLoan.
Install the app on your Android device.

Step 2: Register and Verify

Sign up using your mobile number.
Verify using the OTP sent to your phone.

Step 3: Complete KYC

Upload your PAN card and Aadhaar or other ID.
Provide a selfie and basic personal details.

Step 4: Pay the Eligibility Check Fee

SwipeLoan charges ₹59 + GST for a one-time eligibility check.
Or opt for an annual subscription of ₹354 for 12 checks throughout the year.

Step 5: Check Eligibility

Based on your documents and credit profile, the app will show you which credit cards you are eligible for.

Step 6: Choose & Apply

Select the card that fits your needs.
Click “Apply,” and you’ll be redirected to the respective lender’s site to complete the final steps.

Is SwipeLoan Safe to Use?

Yes. SwipeLoan partners only with RBI-authorized lenders, and your data is securely handled. However, always read the terms and conditions carefully before making payments or sharing sensitive information.

Documents Required

Make sure you have the following ready:

PAN Card (mandatory)
Aadhaar Card or Valid ID Proof
Bank Statements (last 3–6 months)
Income Proof (salary slips, ITR, or GST returns)
Passport-size photo (digital format)

Important Points to Remember

Factor	Details
App Availability	Android only
Processing Time	Instant to 48 hours depending on the lender
Cost	₹59 per eligibility check
Approval	Final approval is at the lender’s discretion
Lender Type	Only RBI-registered NBFCs and banks

Final Thoughts

If you’re looking for a quick and accessible way to apply for a credit card, SwipeLoan offers a smooth and guided experience. It’s especially useful for first-time applicants who want to understand their eligibility before committing to a full application.

Just remember—the ₹59 fee is non-refundable, and applying doesn’t guarantee approval. Always check lender details and ensure the card you choose aligns with your financial goals. TO KNOW MORE:

Apply for a Credit Card on SwipeLoan