Buying or building a home is one of the most significant milestones in life. But for many, arranging immediate funds can be challenging. That’s where Personal Home Loans from SwipeLoan come into play — offering fast, flexible, and convenient financing to help you own your dream home without delay.

Whether you're looking to make a down payment, renovate a property, or manage home-related expenses, SwipeLoan’s Personal Home Loan is the perfect solution.

What is a Personal Home Loan?

Unlike a traditional home loan that is tied to a property mortgage, a Personal Home Loan from SwipeLoan offers unsecured funding for various home-related needs. This means no collateral, less paperwork, and faster disbursals — all with the freedom to use the funds as you wish.

When Can You Use a Personal Home Loan?

For property down payments
Home construction or renovation
Interior design or furnishing expenses
Urgent home repairs or upgrades
Managing registration or legal fees

Why Choose SwipeLoan for Personal Home Loans?

SwipeLoan offers a customer-first experience with features that make personal home financing easy and stress-free:

Quick Online Process

Apply in minutes with our 100% digital application.

No Collateral Required

Get approved without mortgaging your property.

Loan Amounts from ₹50,000 to ₹10 Lakhs

Flexible amounts to suit both minor repairs and big renovations.

Fast Disbursal

Funds are credited within 24–48 hours of approval.

Competitive Interest Rates

Low-interest personal loans starting at affordable rates.

Flexible Repayment

Tenure options from 6 months to 5 years.

Eligibility Criteria

To apply for a SwipeLoan Personal Home Loan, you should:

Be aged between 21 and 58 years
Have a stable monthly income
Be salaried or self-employed
Hold a minimum credit score of 650+
Be an Indian resident with valid documents

Documents Required

Applying is easy with minimal documents:

PAN Card & Aadhaar Card
Latest salary slips or ITR
Bank statements (last 6 months)
Address proof

How to Apply for a Personal Home Loan on SwipeLoan

Visit SwipeLoan.in
Select “Personal Home Loan” under the loan category
Fill in your personal and financial details
Upload basic documents
Get Instant Approval and choose your preferred loan offer
Receive funds in your bank account in 24–48 hours

Conclusion

Whether you're building, buying, or upgrading — SwipeLoan’s Personal Home Loan gives you the power to finance your dream space on your terms.

No waiting. No collateral. Just fast, easy funding with full control in your hands. TO KNOW MORE:

Personal Home Loans on SwipeLoan