Applying for a ICICI Platinum Credit Card? Must Read These Quick Tips

Planning to get the ICICI Bank Platinum Chip Credit Card? With the right approach, you can unlock its full potential from day one. This card brings valuable benefits such as reward points on everyday spending and enhanced protection through its built-in security chip.

To make the most of these features, you should take a few key steps before applying. Reviewing the eligibility criteria, choosing the best way to apply, understanding how to maximise your rewards, and more, will help you apply with confidence.

Eligibility and Paperwork to Apply for the ICICI Bank Platinum Chip Credit Card

Before applying for the card, check the eligibility criteria and the required documents. This ensures a quicker and hassle-free application process.

Here are the eligibility requirements:

• Citizenship: Indian citizen

• Age (Self-employed): 21 to 65 years

• Age (Salaried): 21 to 58 years

• Income (Salaried applicants): Minimum ₹2.4 Lakhs per annum (with an ICICI Bank salary account) or ₹3.6 Lakhs per annum (without one)

• Income (Self-employed applicants): Minimum ₹3.6 Lakhs per annum (with an ICICI Bank Savings Account) or ₹4.8 Lakhs per annum (without one)

Once you meet the above eligibility criteria, you have to prepare the required documents to complete your card application:

Address Proof: (any one)

• Passport

• Utility bill (not older than 3 months)

• Ration card

Identity Proof: (any one)

• PAN card

• Voter’s ID

• Aadhaar card

• Driving licence

Income Proof:

• Last 6 months’ bank statement

• Salary slips for the past 3 months

• Form 16 or audited financials for the last 2 years (for self-employed applicants)

How to Apply for the ICICI Bank Platinum Chip Credit Card on Bajaj Markets

Applying for the card is quick and hassle-free on Bajaj Markets. Follow these simple steps to get started. Here is how you can apply online:

• Step 1: Visit the Bajaj Markets website and select ‘Cards’ > ‘Credit Card’

• Step 2: Click on ‘Check Eligibility’ and enter the required details, such as your date of birth, mobile number, and profession

• Step 3: Enter the One-Time Password (OTP) sent to your mobile number

• Step 4: Verify your pre-filled details, including PIN code, email ID, PAN number, and income details

• Step 5: Browse through the available credit card options and select the ICICI Bank Platinum Chip Credit Card

• Step 6: Click on ‘Submit’ to complete the application process

Note that you can also apply via ICICI Bank’s official website, the mobile app and other methods.

Tips to Apply for the ICICI Bank Platinum Chip Credit Card

Applying for the ICICI Bank Platinum Chip Credit Card is straightforward, but being well-prepared makes the process smoother. Follow these tips to improve your chances of approval and ensure a hassle-free application:

• Check Your Eligibility

You need to meet the required age, residency, income, and credit score criteria. Meeting these conditions increases your chances of approval for the card.

• Gather Your Documents

Keep your identity, address, and income proofs ready before you start the application. This helps you avoid delays caused by missing paperwork.

• Choose How You Want to Apply

You can apply online via the ICICI Bank website or trusted platforms like Bajaj Markets. You may also visit a nearby ICICI Bank branch to apply offline.

• Complete Your Application Accurately

Review all your personal and financial details carefully before submitting. Clear, legible documents and correct information prevent unnecessary delays.

• Track Your Application

After submitting, regularly check your application status. Keep your application number handy for quick updates.

• Understand Fees and Charges

Know the card’s fees, such as cash advance and late payment charges, before you apply. The ICICI Bank Platinum Chip Credit Card has no joining or annual fee, making it suitable for beginners.

• Use Your Card Responsibly After Approval

Pay your bills promptly and avoid late fees to maintain a strong credit profile. Make the most of reward points, fuel surcharge waivers, and exclusive offers.

ICICI Bank Platinum Chip Credit Card Benefits and Features

The card provides benefits that improve your everyday spending experience. Here are some key features and benefits you need to know about the credit card:

• Enjoy a 1% fuel surcharge waiver on transactions up to ₹4,000 at HPCL pumps when you swipe the card

• Get a minimum 15% discount on dining at over 2,500 partner restaurants through ICICI Bank’s Culinary Treats Programme

• Redeem reward points across multiple categories

• The card includes Shop Now, Pay Later facilities

• Earn 2 PAYBACK points for every ₹100 spent on retail purchases, excluding fuel

• Redeem 2,000 PAYBACK points for ₹500 worth of fuel at HPCL Fuel Stations

Applying for the ICICI Bank Platinum Chip Credit Card can be a wise decision for those seeking rewarding benefits and enhanced security. This card delivers excellent value on everyday purchases. Keep these quick tips in mind before applying to maximise your experience.

You can find detailed information and complete the application process conveniently on Bajaj Markets. The platform offers a seamless, user-friendly experience that helps you compare features, check eligibility, and apply in just a few clicks.