Summer.fi's Beach Club: Permissionless, Performant and Profitable

Do you still get scared when you hear the word "referral"?

If your answer to that is yes, I totally understand. We've all seen our fair share of messy, overhyped “refer-your-friends” schemes in DeFi. But what I'm about to tell is not any of that. This one makes sense, for you, your friends, and the protocol itself.

So, What Is Beach Club?

The Beach Club is a way for users to earn rewards by simply sharing Summer.fi with others. The process is easy to follow and even easier to explain to someone else.

First, it starts with you creating your unique referral link and you can share it however you want whether it's on Telegram groups, Twitter, private chats, whatever. The catch here is: when someone uses your link and deposits, you both benefit:

They get access to automated yield strategies that are already proven to work. While, you earn a bit of their ongoing performance fees plus bonus rewards in $SUMR tokens.

The protocol grows naturally from more people using it, not from hype, but because people are actually getting value.

It’s a rare win-win-win, for everyone.

What makes the Beach Club so Unique?

1. No hoops to jump through: You don’t need to fill out a form, get “approved,” or have 10,000 followers. Just open a vault, click Beach Club, and your code is ready.

2. You get real rewards: earning here is based on what people do. The more your referrals earn with their deposits, the more you earn too. It’s simple, and it’s fair.

3. It’s already working: the numbers do tell for themselves. Currently, there are 16 active referral codes being used already. People are trying it out, and the rewards are flowing.

How Much Can You Actually Earn?

If you refer $250,000 in deposits, you could earn around $750/year.

$1 million? That’s about $5,000/year.

And it scales way beyond that—there are even estimates for up to $100 million in referrals. Meanwhile, none of this includes the vault yields themselves. It’s all on top of what users are already earning.

This is good because it helps people skip the usual headaches of DeFi and go straight to automated yield, and you can track what’s happening through your dashboard.

Beach Club rewards trust. If you’ve built a network of people who respect your recommendations, this is a real way to turn that into something meaningful. And your friends aren’t just signing up, they’re getting something that’s designed to last. No crazy tokenomics. No artificial limits. No insiders-only deals. Just solid infrastructure, clean incentives, and a way to grow together.

If you’re already using Summer.fi, Beach Club is a no-brainer. And if you’re new to it, this is the easiest way to start.

1. Open a Lazy Summer position (please note: the position you open has to be greater than $100 for it to be eligible)

2. Generate your referral code in the Beach Club tab: https://summer.fi/beach-club

3. Share your code with your network

4. As your referrals earn, your rewards compound.

Let the lazy earning begin!!!