First Home Buyers Grant & Home Loans in Melbourne – Make Your First Step Count with Ingenious Finance
ravish sharmaAre you dreaming of buying your first home in Melbourne but not sure where to start? You’re not alone. With rising property prices, saving for a deposit and understanding your finance options can feel overwhelming. That’s where Ingenious Finance comes in — helping you access the First Home Buyers Grant in Melbourne and secure the ideal first home buyer loan in Melbourne tailored to your needs.
As your dedicated mortgage broker, we guide you through the entire process so you can step confidently into homeownership.
What Is the First Home Buyers Grant in Melbourne?
The First Home Owner Grant (FHOG) is a one-time, tax-free payment provided by the Victorian Government to assist eligible first-home buyers. In Victoria, you can receive:
Up to $10,000 for the purchase or construction of a new home valued up to $750,000
Potential stamp duty concessions or exemptions depending on your purchase value
Eligibility for the First Home Guarantee Scheme, which allows buyers to purchase with as little as 5% deposit (with no LMI)
At Ingenious Finance, we not only help you apply for the FHOG but also combine it with other benefits to lower your upfront costs and get you into your home faster.
Who Can Apply for the FHOG?
You may be eligible if:
You’re a first-time home buyer
You’re purchasing or building a new residential property
You plan to live in the home for at least 12 months
You’re an Australian citizen or permanent resident
We’ll assess your situation, confirm your eligibility, and handle the application process on your behalf.
Ready to Buy Your First Home?
With expert guidance from Ingenious Finance, you can unlock the First Home Buyers Grant in Melbourne, access the right first home buyer loan, and move into your dream home sooner than you imagined.
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