Top 5 Payroll Outsourcing Solution Providers for SMEs in Singapore – Who Is the Best?

In Singapore's fast-paced business landscape, managing payroll in-house can quickly become a time-consuming and error-prone task, especially for small and medium-sized enterprises (SMEs). This is where payroll outsourcing steps in – offering a cost-effective, reliable, and efficient solution to streamline salary processing, compliance, tax filings, and statutory submissions.

As more SMEs shift towards automation and professional HR support, choosing the right payroll outsourcing partner has never been more crucial. Here are the Top 5 Payroll Outsourcing Solution Providers for SMEs in Singapore in 2025 – and a closer look at who truly stands out as the best.

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1. AGHRM – One of the Best Payroll Outsourcing Solutions Providers in Singapore

AGHRM stands out as one of Singapore’s top providers of cloud-based HR and payroll outsourcing solutions. Designed specifically for SMEs, AGHRM simplifies complex payroll operations with precision, automation, and full statutory compliance.

🔹 Why AGHRM is Among the Best:

• End-to-End Payroll Management: From salary computation to CPF, IRAS, and other statutory submissions, everything is handled seamlessly.

• Cloud-Based Access: Manage payroll from anywhere, anytime, with secure access.

• Compliance Ready: Constantly updated with Singapore’s evolving payroll and tax regulations.

• Scalability: Supports businesses of all sizes, from startups to growing SMEs.

• Employee Self-Service Portal: Lets employees view payslips, claims, and leave balances in real-time.

🔹 Key Features:

• CPF & IRAS integration

• Multi-tier approval workflows

• Bank GIRO integration

• Customisable payroll formulas

• Leave and claims integration

• Auto-generated reports and analytics

🔹 Unique Benefit:

What makes AGHRM truly stand out is their fully localised support, intuitive interface, and a wide range of modular HR tools that SMEs can add as their business grows — from employee claims management to time & attendance tracking.

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2. JustLogin

JustLogin is a popular HR and payroll platform among SMEs in Singapore. It offers integrated modules for payroll, leave, attendance, and expense management.

Key Features:

• IRAS and CPF compliant

• Integration with Xero and QuickBooks

• Mobile app for payroll and HR functions

• Multi-country payroll (for regional SMEs)

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3. Talenox

Talenox is designed for simplicity and ease of use. It’s ideal for smaller teams and offers good integration with accounting software.

Key Features:

• Direct submission to CPF and IRAS

• Monthly and ad-hoc payroll runs

• Employee profiles and payslip delivery

• Integration with accounting tools like Xero

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4. Links International

Links International offers a full suite of HR outsourcing services including payroll processing. It's more suited for SMEs looking to scale regionally.

Key Features:

• Regional payroll across Asia

• Compliance support across countries

• Dedicated account managers

• Multi-currency payroll

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5. BIPO

BIPO provides global payroll and HR solutions, including services for SMEs in Singapore. Known for its robust enterprise-grade platform, it may be more suited for fast-scaling SMEs.

Key Features:

• Payroll, HRMS, and compliance in one platform

• Global coverage

• Custom reporting and analytics

• Strong security and audit trail

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Why AGHRM is the Top Pick for SMEs

Among these providers, AGHRM offers the most tailored solution for SMEs that need cost-efficiency, ease of use, and full compliance with local laws.

✅ Benefits of Choosing AGHRM:

• Reduced Costs: Eliminate the need for in-house payroll teams or expensive software.

• Time Savings: Automate payroll cycles and reduce manual work.

• Full Compliance: Stay compliant with CPF, SDL, IRAS, and MOM regulations effortlessly.

• Accuracy: Minimise errors with built-in checks and validation.

• Local Expertise: AGHRM understands the unique needs of Singapore SMEs.

• Customer Support: Responsive support team with expertise in Singapore’s payroll system.

AGHRM’s cloud-based solution means you can access payroll data, generate reports, and manage HR functions anywhere, anytime — perfect for the modern SME workforce.

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When Should SMEs Consider Payroll Outsourcing?

If your business is experiencing the following, it’s time to outsource:

• Payroll errors or delays

• Increased headcount

• Lack of compliance knowledge

• Limited HR resources

• Desire to focus on core business tasks

Outsourcing payroll not only mitigates compliance risks but also gives business owners peace of mind.

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Key Features SMEs Should Look For in a Payroll Provider

• IRAS and CPF integration

• Data security & cloud backups

• Customisable payroll rules

• Real-time access to payslips

• Scalability with HR modules

• Strong customer support

AGHRM ticks all these boxes, making it one of the most trusted and reliable choices for Singapore SMEs.

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3 Most Asked FAQs About Payroll Outsourcing in Singapore

❓1. What services are included in payroll outsourcing?

Answer: Most payroll outsourcing solutions in Singapore include salary calculation, CPF contribution, SDL, tax reporting, IRAS submission, bank GIRO transfers, e-payslips, and statutory compliance. With AGHRM, you also get additional features like employee self-service, leave integration, and reporting dashboards.

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❓2. Is payroll outsourcing secure for SMEs?

Answer: Yes, especially when using trusted providers like AGHRM. Their cloud-based systems offer enterprise-level data encryption, secure backups, access controls, and audit trails to ensure your payroll data is protected at all times.

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❓3. How much does payroll outsourcing cost for SMEs in Singapore?

Answer: Costs vary based on employee headcount and required features. However, most SMEs find payroll outsourcing more affordable than hiring full-time staff. AGHRM offers scalable pricing tailored to your company’s size, with no hidden costs.

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Final Verdict – Who Is the Best?

While several reputable providers offer payroll outsourcing in Singapore, AGHRM clearly stands out as one of the best for SMEs. With a powerful combination of automation, compliance, scalability, and local expertise, AGHRM ensures your payroll is handled accurately and efficiently — so you can focus on growing your business.

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AGHRM is one of the best Payroll outsourcing solutions provider in Singapore — trusted by SMEs for reliable, compliant, and stress-free payroll processing.