Apply for Instant Personal Loan Online Up to ₹10 Lakh

Rohan KadamRohan Kadam
3 min read

Need a large amount of money quickly for personal needs? Whether you're planning a wedding, covering medical expenses, funding higher education, or consolidating debt — SwipeLoan offers instant personal loans up to ₹10 lakh, all through a fully digital process. No paperwork. No branch visits. Just pure convenience.


What is an Instant Personal Loan?

An Instant Personal Loan is an unsecured credit facility that gives you access to funds without collateral and with minimum documentation. At SwipeLoan, we make the process faster, simpler, and smarter — so you can apply online and get approved in minutes.


Loan Highlights – Get Up to ₹10 Lakh Instantly

Loan Amount₹1,000 to ₹10,00,000
Tenure3 to 60 months
Interest RatesStarting from as low as 10.99% p.a. (subject to credit profile)
Processing TimeInstant to 24 hours
CollateralNot Required
Documentation100% Digital KYC & Income Proof

Why Choose SwipeLoan for High-Value Personal Loans?

SwipeLoan is built for India’s new-age borrowers who expect speed, simplicity, and reliability. Here's why customers prefer SwipeLoan:

  • Instant Loan Approval – Get approved in just minutes

  • Completely Digital Process – No paperwork, no queues

  • Minimal Documentation – Only PAN, Aadhaar & income proof

  • Direct Bank Transfer – Funds directly credited to your account

  • Up to ₹10 Lakh Loan Limit – For larger needs like education, medical, home improvement, or business

  • Safe & Secure Platform – Trusted technology and data protection


Who is Eligible?

SwipeLoan’s Instant Personal Loan is open to:

  • Indian citizens aged 21–60 years

  • Salaried or self-employed professionals

  • Individuals with monthly income of ₹15,000 or above

  • Valid PAN and Aadhaar card holders

  • Active bank account in India

Required Documents (Digital Upload Only)

  • PAN Card

  • Aadhaar Card (linked with mobile number)

  • Bank statements (last 3–6 months)

  • Salary slips or ITR (depending on employment type)


How to Apply for ₹10 Lakh Instant Personal Loan Online

  1. Visit SwipeLoan.in or download the app

  2. Select the desired loan amount (₹1K to ₹10L) and tenure

  3. Complete the KYC & income verification online

  4. Get instant approval (subject to eligibility)

  5. Receive the funds directly in your bank account!


Use Cases for a ₹10 Lakh Loan

  • Medical emergencies or surgeries

  • Higher education in India or abroad

  • Home renovation or interior work

  • Marriage or event funding

  • Vehicle purchase or upgrade

  • Debt consolidation or credit card repayment

  • Business expansion or startup needs


Trusted, Transparent & Flexible

At SwipeLoan, there are no hidden charges, no lengthy processes, and no offline hassles. You control your loan — choose your EMI plan, repay at your pace, and track everything online in real time.


Apply Today – Get Funded Fast

With SwipeLoan, applying for a personal loan up to ₹10 lakh has never been easier. Whether your need is urgent or planned, we’re here to make it stress-free and secure.

Apply now at SwipeLoan.in
And experience a smarter, faster, and more flexible way to borrow.

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Written by

Rohan Kadam
Rohan Kadam