Home Loan – Apply Housing Loan Online Up to Rs. 2 Crore

Rohan KadamRohan Kadam
3 min read

Why Choose SwipeLoan for Your Home Loan?

We understand that a home loan is one of the biggest financial decisions you'll ever make. That’s why we offer:

  • Loan Amount: From ₹5 Lakh to ₹2 Crore*

  • Flexible Tenure: Repayment terms up to 30 years

  • Attractive Interest Rates: Starting from 8.50% p.a.

  • Easy Online Application: 100% digital, fast & paperless

  • Quick Approval & Disbursal: Pre-approval in minutes


Who Can Apply for a Home Loan?

SwipeLoan offers home loans to a wide range of applicants, including:

  • Salaried Individuals (in private or government jobs)

  • Self-Employed Professionals (doctors, CAs, architects, etc.)

  • Business Owners and entrepreneurs

  • NRIs looking to invest in Indian property


Basic Eligibility Criteria

To apply for a housing loan online, you should:

  • Be 21 to 65 years old

  • Have a minimum monthly income of ₹25,000+

  • Maintain a CIBIL score of 700+

  • Have at least 1 year of job stability or 2+ years of business continuity

(Note: Final eligibility depends on your income, profile, and property value.)


Documents Required

Only basic documents are needed to process your loan application:

For Salaried Individuals:

  • PAN Card & Aadhaar Card

  • Latest 3 months’ salary slips

  • Last 6 months’ bank statement

  • Form 16 or ITR

For Self-Employed:

  • PAN Card & Aadhaar Card

  • Business proof (GST, license, registration)

  • Last 1 year’s ITR & balance sheet

  • 6 months’ bank statement

Property Documents:

  • Sale agreement / Allotment letter

  • Title deed & approved plan

  • NOC from builder or society (if applicable)


How to Apply for a Housing Loan Online

Applying for a home loan with SwipeLoan is super simple:

  1. Visit www.swipeloan.com

  2. Choose “Home Loan” and enter your basic details

  3. Upload KYC documents securely

  4. Get instant eligibility check

  5. Get approval and disbursal after property verification

It’s that easy. No branch visits, no complicated forms.


Key Features of SwipeLoan Home Loan

FeatureDetails
Maximum Loan AmountUp to ₹2 Crore*
TenureUp to 30 years
Interest TypeFixed / Floating (your choice)
Prepayment ChargesNIL on floating rate loans
Top-Up Loan OptionYes (after 12 months)

Additional Benefits

  • PMAY Benefits for eligible applicants under affordable housing

  • Loan Transfer Facility: Shift existing home loans to SwipeLoan for better rates

  • Balance Top-Up: Get additional funds over your existing loan

  • Zero Hidden Charges: 100% transparency in fees & T&Cs


Types of Properties Eligible

  • Ready-to-move apartments

  • Under-construction flats

  • Independent houses / builder floors

  • Plot purchase + construction

  • Self-construction on own land


Final Thoughts

Owning a home is no longer a distant dream. With SwipeLoan, you can apply for a housing loan online up to ₹2 Crore* from the comfort of your home—no lengthy paperwork, no stress.

Start your journey toward homeownership today with fast approval, flexible EMIs, and end-to-end support. Because your dream home deserves a smart loan. TO KNOW MORE :

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Written by

Rohan Kadam
Rohan Kadam