Free Hot Shot Insurance Quote: What You’ll Need Before You Call

Whether you're just getting started in hot shot trucking or you're already running loads across state lines, having the right insurance is non-negotiable. But before you call for a quote, there are a few key pieces of information you'll want to have on hand to make the process fast, easy, and accurate.

At Commercial Pro Shield Insurance, we specialize in hot shot insurance and know exactly what underwriters need to see to get you covered quickly — and at the best rate possible.

In this article, we’ll walk you through exactly what you’ll need before picking up the phone for your free hot shot insurance quote.

1. Business Information

Let’s start with the basics. When you call in, be prepared to provide:

Business Name and Address
Type of Business Entity (LLC, Sole Proprietor, Corporation, etc.)
Years in Business or Industry Experience

Even if you’re just starting out, don’t worry — many hot shot insurers (like us) work with new ventures every day.

2. Details About Your Truck & Trailer

Your equipment plays a big role in your rate. You’ll need:

Truck Year, Make, and Model
VIN Number (if available)
Trailer Type and Dimensions
Gross Vehicle Weight Rating (GVWR)
Ownership Status (Leased or Owned)

If you haven’t purchased the vehicle yet, that’s okay — we can provide an estimate using your intended specs.

3. What You're Hauling

Hot shot truckers haul a wide variety of cargo — and the type of freight you carry affects your risk profile. Be ready to share:

Types of Loads You Plan to Haul
Average Value of Cargo
Distance Traveled (Local, Regional, or OTR)
Frequency of Trips

This helps determine your cargo insurance needs and ensures you're not overpaying for coverage you don’t need.

4. Your Operating Radius and Route Info

Insurers want to know where you're going and how far. Be ready to answer:

Your Typical Radius (e.g. 300 miles, 500+ miles)
Do You Cross State Lines?
Do You Haul to Ports or High-Risk Areas?

Even if you're not sure yet, give us your best estimate. It’s okay if your operation changes — we can always adjust your policy later.

5. Driver Info

If you’re not the only driver, we’ll need:

Full Name & Date of Birth
Driver’s License Number & State
Years of CDL or Hot Shot Experience
Motor Vehicle Record (MVR) if Available

Safe driving history = better rates. If you have any violations or accidents, be honest — we’ll work to find a carrier that works with your profile.

6. DOT & MC Numbers (if you have them)

If you're already registered with the FMCSA and have an active DOT or MC number, great!
If not, no problem — we can guide you through that process, or connect you with a trusted filing partner.

Why Choose Commercial Pro Shield Insurance?

At Commercial Pro Shield Insurance, we understand the unique challenges hot shot truckers face. Whether you're new to the road or a seasoned hauler, our goal is to provide affordable, customized hot shot insurance that keeps you compliant and protected.

We work with top-rated carriers to find the right policy for your operation — and we do it fast.

📞 Ready for Your Free Quote?

Getting a hot shot insurance quote doesn’t need to be complicated. Call us today or fill out our quick online form. Our team is ready to walk you through the process and help you get covered — so you can focus on the road ahead.