Looking for a large loan to meet your financial needs without selling your valuable assets? A Loan Against Property (LAP) is a smart, secure, and cost-effective way to raise funds. With SwipeLoan, you can avail mortgage loans on your residential or commercial property at competitive interest rates and with flexible repayment options.

What is a Loan Against Property?

A Loan Against Property is a secured loan where you pledge your owned property—be it residential, commercial, or industrial—as collateral to avail funding. The loan amount is sanctioned based on the market value of the property, typically up to 60%-70%.

Unlike unsecured personal loans, a mortgage loan offers:

Higher loan amount (up to ₹2 crore or more)
Lower interest rates
Longer repayment tenure
End-use flexibility (personal or business)

Why Choose SwipeLoan for Mortgage Loans?

At SwipeLoan, we simplify your borrowing experience by giving you access to top lenders, transparent comparisons, and an end-to-end digital process.

Loan Amount up to ₹2 Crore

Get high-value funding by mortgaging your property—ideal for business expansion, education abroad, or emergency expenses.

Attractive Interest Rates

With interest rates starting from 8% p.a., you can manage EMIs without strain.

Flexible Tenures

Choose a comfortable repayment period of up to 20 years.

100% Digital Application

Apply online in just a few clicks—no branch visits, no paperwork hassle.

Expert Assistance

Our loan advisors help you compare, choose, and apply for the best offers suited to your profile.

Benefits of Mortgage Loans on Property

Retain ownership of your property
Funds for multiple needs – education, marriage, healthcare, renovation, etc.
Lower EMIs compared to personal or business loans
Quick approvals with minimal documentation
Loan top-up options available for eligible customers

Eligibility Criteria

To apply for a Loan Against Property on SwipeLoan, you must:

Be an Indian citizen (salaried/self-employed)
Own residential, commercial, or industrial property
Be between 21–65 years of age
Have a steady income source

Documents Required

Identity Proof: Aadhaar Card, PAN Card
Address Proof: Utility bill, Driving License, Passport
Property Documents: Title Deed, Sale Deed, Property Tax Receipts
Income Proof: Salary Slips/ITR/Business Financials
Bank Statements (last 6 months)

How to Apply on SwipeLoan

Visit www.swipeloan.com
Select “Loan Against Property”
Fill in your details like income, property type, and loan requirement
Upload documents securely online
Compare real-time offers from multiple banks and NBFCs
Choose the best offer & get fast loan approval

Common Uses of Loan Against Property

Business expansion or working capital
Higher education (domestic or international)
Medical expenses or emergencies
Marriage or travel
Debt consolidation
Home renovation or construction

Final Thoughts

Your property is more than just a space—it’s a valuable asset that can help you achieve your goals. With SwipeLoan, you can easily avail a mortgage loan against your property with transparent terms, flexible tenures, and full support from application to approval.TO KNOW MORE:

Loan Against Property – Avail Mortgage Loans on Property with SwipeLoan