Check Your Loan Eligibility Instantly | SwipeLoan
Rohan Kadam
Unlock the Best Loan Offers by Knowing Your Eligibility First
When it comes to applying for a personal loan, home loan, car loan, or loan against property, one of the most important first steps is checking your loan eligibility. This helps you understand how much loan you can get, what interest rates you may qualify for, and whether your application is likely to be approved.
At SwipeLoan, we make it easy and fast to check your eligibility—100% online, no paperwork needed.
What is Loan Eligibility?
Loan eligibility refers to whether you qualify for a loan based on various factors such as:
Your monthly income
Credit score (CIBIL score)
Age
Employment type (salaried/self-employed)
Existing loan EMIs
Property value (for secured loans)
Every lender has slightly different criteria, but these basics are almost always considered.
Why Should You Check Your Loan Eligibility?
Avoid Rejection: Applying without checking eligibility can result in rejection and impact your credit score.
Know Your Limit: It gives you a clear idea of the maximum loan amount you can get.
Compare Better Offers: SwipeLoan matches you with lenders that suit your profile best.
Get Pre-Approved Offers: Eligible users can view pre-approved loan deals and faster disbursal options.
Factors That Affect Loan Eligibility
| Factor | How It Impacts |
| Monthly Income | Higher income = higher loan amount eligibility |
| CIBIL Score | Scores above 750 improve chances and reduce interest rates |
| Job Stability | Stable employment or regular business income boosts trust |
| Age | Ideal age is between 21–60 years |
| Existing EMIs | If your EMI-to-income ratio is high, new loans may be rejected |
| Loan Tenure | Longer tenures may increase eligibility |
Pro Tip from SwipeLoan
If your CIBIL score is low or your income is inconsistent, consider a secured loan like a Loan Against Property (LAP) to improve approval chances.
How to Check Loan Eligibility on SwipeLoan
Checking your eligibility is super simple and takes less than 60 seconds.
Step-by-Step:
Visit www.swipeloan.com
Select your desired loan type (e.g. Personal Loan, Home Loan, LAP)
Enter basic details:
Name
Monthly income
Loan amount required
Employment type
PAN/credit score
Get instant eligibility results + top loan offers matched to you
No impact on credit score. No unnecessary calls. 100% secure & confidential.
Example: Loan Eligibility for a Salaried Individual
| Criteria | Sample |
| Monthly Income | ₹40,000 |
| CIBIL Score | 765 |
| Age | 28 |
| Tenure | 5 years |
| Existing EMI | ₹5,000 |
Estimated Eligibility: Up to ₹8 lakhs at ~11% interest (based on partner bank offers)
What If You're Not Eligible?
Don’t worry. SwipeLoan helps you:
Improve your credit score
Reduce EMI burden with balance transfer
Suggest alternative loan products
Recommend lenders with flexible eligibility rules
Why Use SwipeLoan to Check Eligibility?
Instant Results
No Credit Score Impact
Access to 40+ Banks & NBFCs
Personalized Loan Matches
Zero Charges
Ready to Check Your Eligibility?
Visit www.swipeloan.com now and discover the loan options you qualify for—fast, free, and paperless!
SwipeLoan – India’s trusted platform for comparing and applying for personal, home, and business loans.
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