Unlocking Financial Potential for Your Supply Chain

At Mynd Fintech, we optimize supply chain finance to enhance working capital management, helping businesses improve cash flow, boost liquidity and streamline operations. Since 2021, as part of Mynd Group, our tailored, scalable financing solutions, ensure efficiency, transparency, and financial agility empowering businesses to achieve growth.

Benefits of Mynd Fintech Services

Off-balance sheet and unsecured limit

Multiple financiers on a single platform

Easy and quick access to funds digitally

Enhanced liquidity with structured tailor-made solutions

Seamless digital onboarding and disbursement process

At first glance, negative working capital might seem like a financial red flag. After all, it means a company’s current liabilities exceed its current assets, which sounds like a liquidity problem.

But the reality isn’t always so simple. In some industries, negative working capital is not only normal but can also be a sign of strong operational efficiency. Businesses that turn over inventory quickly, collect payments faster than they pay suppliers, or operate with minimal capital tied up in assets can function effectively with negative working capital.

To understand its real impact, we first need to look at what negative working capital actually means, how it works across different business models, and when it becomes a concern.

What Is Negative Working