Apply for Educational Loan Online in India | SwipeLoan

Rohan KadamRohan Kadam
3 min read

Education is the foundation of a brighter future — but rising tuition fees, hostel expenses, and course materials can become a financial burden for many students and parents. At SwipeLoan, we believe that money should never be a barrier to learning. That’s why we offer fast and affordable educational loans online in India, so you or your child can pursue academic goals without worry.


Why Choose SwipeLoan for Education Loans?

SwipeLoan simplifies your education loan process with these benefits:

  • Loan Amount: Up to ₹25 lakh (based on course & profile)

  • Interest Rates: Attractive & competitive

  • Tenure: Flexible repayment up to 8 years

  • 100% Online Process

  • Quick Disbursal

  • No Collateral Required (for select loans)

  • Tax Benefits under Section 80E of the Income Tax Act


What Does the Education Loan Cover?

SwipeLoan educational loans can be used for:

  • Tuition & admission fees

  • Hostel charges

  • Books, laptops, and study materials

  • Travel expenses (for overseas education)

  • Examination & library fees

  • Living expenses (for full-time courses)


Eligibility Criteria

To apply for an education loan with SwipeLoan:

  • The applicant must be an Indian citizen

  • You must have confirmed admission in a recognized Indian or international institution

  • Co-applicant (parent/guardian) income proof may be required

  • CIBIL score of co-applicant is considered for unsecured loans


Documents Required

  • Student’s KYC (Aadhaar, PAN)

  • Admission Letter / Course Fee Structure

  • Mark sheets (10th, 12th, Graduation)

  • Co-applicant’s ID proof

  • Co-applicant’s income proof (salary slips/ITR)

  • Bank statement (last 6 months)


How to Apply for an Educational Loan Online on SwipeLoan

  1. Visit SwipeLoan.in

  2. Click on the “Education Loan” section

  3. Fill in your basic details (student + co-applicant)

  4. Upload documents securely

  5. Get loan approval & disbursal in a few working days


Domestic & International Education Loans

We support students pursuing:

  • Undergraduate & postgraduate degrees in India

  • MBA, Engineering, Medicine, Law & more

  • Study abroad programs in USA, UK, Canada, Australia, Europe, and others

  • Skill development & vocational courses


Sample EMI Table

Loan AmountTenureInterest RateEMI (Approx.)
₹2,00,0003 years11% p.a.₹6,542/month
₹5,00,0005 years10.5% p.a.₹10,746/month
₹10,00,0007 years10% p.a.₹16,618/month

Use our Education Loan EMI Calculator to plan better.




Final Thought

Don’t let financial worries delay your dreams. Whether you're aiming for a degree in India or abroad, SwipeLoan’s online education loans provide a quick, secure, and transparent solution.

Apply Now on SwipeLoan.in and take the next big step in your academic journey.

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Written by

Rohan Kadam
Rohan Kadam