Apply for Educational Loan Online in India | SwipeLoan


Education is the foundation of a brighter future — but rising tuition fees, hostel expenses, and course materials can become a financial burden for many students and parents. At SwipeLoan, we believe that money should never be a barrier to learning. That’s why we offer fast and affordable educational loans online in India, so you or your child can pursue academic goals without worry.
Why Choose SwipeLoan for Education Loans?
SwipeLoan simplifies your education loan process with these benefits:
Loan Amount: Up to ₹25 lakh (based on course & profile)
Interest Rates: Attractive & competitive
Tenure: Flexible repayment up to 8 years
100% Online Process
Quick Disbursal
No Collateral Required (for select loans)
Tax Benefits under Section 80E of the Income Tax Act
What Does the Education Loan Cover?
SwipeLoan educational loans can be used for:
Tuition & admission fees
Hostel charges
Books, laptops, and study materials
Travel expenses (for overseas education)
Examination & library fees
Living expenses (for full-time courses)
Eligibility Criteria
To apply for an education loan with SwipeLoan:
The applicant must be an Indian citizen
You must have confirmed admission in a recognized Indian or international institution
Co-applicant (parent/guardian) income proof may be required
CIBIL score of co-applicant is considered for unsecured loans
Documents Required
Student’s KYC (Aadhaar, PAN)
Admission Letter / Course Fee Structure
Mark sheets (10th, 12th, Graduation)
Co-applicant’s ID proof
Co-applicant’s income proof (salary slips/ITR)
Bank statement (last 6 months)
How to Apply for an Educational Loan Online on SwipeLoan
Click on the “Education Loan” section
Fill in your basic details (student + co-applicant)
Upload documents securely
Get loan approval & disbursal in a few working days
Domestic & International Education Loans
We support students pursuing:
Undergraduate & postgraduate degrees in India
MBA, Engineering, Medicine, Law & more
Study abroad programs in USA, UK, Canada, Australia, Europe, and others
Skill development & vocational courses
Sample EMI Table
Loan Amount | Tenure | Interest Rate | EMI (Approx.) |
₹2,00,000 | 3 years | 11% p.a. | ₹6,542/month |
₹5,00,000 | 5 years | 10.5% p.a. | ₹10,746/month |
₹10,00,000 | 7 years | 10% p.a. | ₹16,618/month |
Use our Education Loan EMI Calculator to plan better.
Final Thought
Don’t let financial worries delay your dreams. Whether you're aiming for a degree in India or abroad, SwipeLoan’s online education loans provide a quick, secure, and transparent solution.
Apply Now on SwipeLoan.in and take the next big step in your academic journey.
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