Loan Against Mutual Funds – Get Rs. up to 5 Crore
Rohan Kadam
In today’s dynamic financial landscape, your investments can do more than just grow in value. If you’ve invested in mutual funds, you now have the opportunity to unlock their potential without selling them. SwipeLoan offers Loan Against Mutual Funds (LAMF) — a smart way to access instant liquidity while your investments continue to earn.
Let’s explore how you can get up to ₹5 crore through a loan against mutual funds via SwipeLoan.
What is a Loan Against Mutual Funds?
A Loan Against Mutual Funds is a secured loan where your mutual fund units are pledged as collateral to get a loan. The best part is — you don't need to sell your investments. They remain intact and continue to earn returns even as you use the borrowed funds.
Key Features of SwipeLoan’s LAMF Offer
| Feature | Details |
| Loan Amount | Up to ₹5 Crore |
| Collateral | Equity/Debt/Hybrid Mutual Funds |
| Ownership | You retain ownership of funds |
| Approval | Fast, paperless approval |
| Processing Time | 24 to 48 hours |
| Interest Rate | Competitive and transparent |
| Usage | Business, personal needs, emergencies, etc. |
Why Choose SwipeLoan?
At SwipeLoan, we provide an easy and flexible way to get a Loan Against Mutual Funds with:
Instant Approval – Apply online and get approval within hours.
High Loan Value – Avail up to ₹5 crore depending on fund value.
Minimal Documentation – Submit PAN, KYC, and mutual fund statements.
No Need to Sell Funds – Your investments continue to grow.
Safe & Secure Pledging – Fully regulated and secure process.
Eligibility Criteria
You are eligible for a Loan Against Mutual Funds if:
You are an Indian citizen (salaried/self-employed/NRIs).
You have invested in SEBI-registered mutual funds.
Your mutual fund is held in demat or non-demat form.
You are above 21 years of age.
Documents Required
PAN Card
Aadhaar Card or any valid KYC
Mutual Fund Portfolio Statement
Bank details
How Much Loan Can You Get?
The loan amount depends on the type and value of your mutual fund units:
Equity Mutual Funds: Up to 50-60% of fund value
Debt Mutual Funds: Up to 80-90% of fund value
With a strong portfolio, you can avail loans up to ₹5 crore easily.
How to Apply on SwipeLoan?
Applying is simple and quick:
Visit: https://swipeloan.in
Select Product: Choose “Loan Against Mutual Funds”
Fill Application: Provide details of your mutual funds and basic KYC
Get Approval: Fast approval within 24–48 hours
Receive Funds: Direct credit to your bank account
Common Use Cases
Expand or fund a business
Manage personal or medical emergencies
Pay education or wedding expenses
Invest in real estate or high-return assets
Consolidate higher-interest loans
Important Things to Know
Mutual fund units are only temporarily pledged, not sold.
If you default, the lender has the right to liquidate your pledged funds.
Continue to earn dividends and NAV appreciation (if applicable).
Final Thoughts
A Loan Against Mutual Funds is a financially wise way to handle short-term needs without liquidating your long-term wealth. With SwipeLoan, you can get up to ₹5 crore quickly, securely, and without disrupting your investment goals.
Your mutual funds are powerful — let them work for you when you need them most.
Apply Now
Ready to unlock the value of your mutual funds?
Apply for Loan Against Mutual Funds Now at SwipeLoan.in
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