Chapter 7 Bankruptcy Help in Central New York & North Country

Chapter 7 bankruptcy in Central New York and the North Country offers a fresh start by wiping out most unsecured debts like credit cards, medical bills, and personal loans. You can choose to keep your home, car, or other property by continuing payments or surrender it to eliminate those debts. This process stops creditor calls, wage garnishments, repossessions, and lawsuits, giving you much-needed relief. Some debts like child support, alimony, student loans, and certain taxes cannot be discharged. Grady BK, PLLC understands the local rules and exemptions that protect your assets, and guides you through every step—from credit counseling to filing paperwork and attending the required court meeting. Typically, the process takes about three months, and after completion, most of your debts are discharged so you can start rebuilding your financial life. If you live in Central New York or nearby counties, Grady BK, PLLC offers compassionate legal support tailored to your needs. Call today for a free consultation to see if Chapter 7 bankruptcy is right for you.